Privacy Policy

Information We Collect

When you submit a loan inquiry through Winnipeg Payday Loans, we collect personal and financial information to match you with lenders who serve your situation. This includes your name, email address, phone number, employment status, income range, and loan amount needed.

We may also collect information about your device and browsing activity through cookies and similar technologies to improve our service and understand how visitors use our site.

How We Use Your Information

Your information is used to:

• Connect you with licensed lenders operating in Winnipeg, Manitoba who may offer payday loans
• Process your loan application request
• Communicate with you about your inquiry status and available options
• Improve our website and referral service
• Comply with applicable provincial and federal lending regulations

We do not sell your personal information to third parties for marketing purposes. We share your data only with participating lenders and service providers necessary to fulfill your loan request.

Sharing Your Information

When you submit a loan application, your information is shared with licensed lenders who have agreed to our data-sharing terms. These lenders use your information to evaluate your eligibility and contact you directly about loan offers. Each lender operates under their own privacy practices, which you should review before accepting a loan.

We may also share information with service providers who help us operate our website, process payments, or comply with legal obligations.

Data Security

We implement industry-standard security measures, including encryption and secure server protocols, to protect your personal information from unauthorized access, alteration, or disclosure. However, no online transmission is completely secure, and we cannot guarantee absolute security.

Your information is retained only as long as necessary to fulfill our service or comply with legal requirements. You may request deletion of your data by contacting us directly.

Cookies and Tracking

Our website uses cookies to remember your preferences, track site performance, and measure the effectiveness of our referral service. You can control cookie settings through your browser, though disabling cookies may limit your ability to use certain features of our site.

Your Rights and Choices

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information (subject to legal retention requirements)
• Opt out of marketing communications
• Withdraw consent for data sharing at any time

To exercise these rights, contact us using the information provided at the bottom of this policy.

Third-Party Links

Our website may contain links to lender websites and other third-party services. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing personal information.

Children's Privacy

Winnipeg Payday Loans is not intended for individuals under 18 years of age. We do not knowingly collect information from minors. If we become aware that a child has provided us with personal information, we will take steps to delete such information and terminate the child's access to our service.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of significant changes by posting the updated policy on our website and updating the effective date. Your continued use of our service constitutes acceptance of the revised policy.

Contact Us

If you have questions about this Privacy Policy, concerns about how we handle your information, or wish to exercise your privacy rights, please contact us:

Winnipeg Payday Loans
Winnipeg, Manitoba
Email: [email protected]

We are committed to addressing your privacy concerns promptly and thoroughly. For additional information about our service and how we connect borrowers with lenders, please visit our How We Rate page or our Affiliate Disclosure.

Compliance with Manitoba and Canadian Privacy Laws

This Privacy Policy complies with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable Manitoba provincial privacy legislation. Lenders connected through our service are licensed by the Province of Manitoba and must comply with provincial lending regulations regarding consumer privacy and data protection.